Effective Date: October 15, 2026 — Last Updated: October 15, 2026
PLEASE READ THESE TERMS CAREFULLY. THEY LIMIT OUR LIABILITY AND REQUIRE YOU TO INDEMNIFY US. BIZ LIST IS NOT A BUSINESS BROKER, REAL ESTATE BROKER, INVESTMENT ADVISER, BROKER-DEALER, APPRAISER, LENDER, OR LAW OR ACCOUNTING FIRM.
1. Who We Are and What These Terms Cover
These Terms of Service ("Terms") are a binding agreement between you and JOIN BIZ LIST LLC, a Louisiana limited liability company (Louisiana Secretary of State charter no. 47221711K), doing business as Biz List, with its address at 3908 Perrier Street, New Orleans, LA 70115 ("Biz List," "we," "us," or "our"). They govern your use of https://joinbizlist.com and any related apps, tools, emails, and services (together, the "Platform").
By creating an account, checking an "I agree" box, or using the Platform, you agree to these Terms and to our Privacy Policy. If you use the Platform for a company or other entity, you confirm you have authority to bind it, and "you" includes that entity. If you do not agree, do not use the Platform.
Some features have additional terms that also apply when you use them (the "Additional Agreements"), including the Seller Listing / Marketing Authorization Agreement, the Buyer Confidentiality and Non-Circumvention Agreement, and the Due Diligence Packet Purchase Terms. If an Additional Agreement conflicts with these Terms, the Additional Agreement controls for that feature.
2. What Biz List Does — and What It Does Not Do
Biz List is an online information and introduction platform. In plain terms:
Sellers (owners of small businesses) can create a free account, upload their latest business tax return and optional financial statements, review and confirm data we extract, and receive an indicative valuation range.
Sellers may choose to opt in so that we try to introduce them to buyers who have completed our verification process.
Buyers (individuals, family offices, private equity firms, and others) may verify their identity and financial capacity, view anonymized opportunities, request introductions, and purchase AI-generated due diligence packets.
Anyone may use our free financing readiness tool for planning purposes.
Introduction only; no brokerage. Biz List only provides software tools and makes introductions. Biz List does not act as a business broker, real estate broker or agent, M&A adviser, finder for securities, broker-dealer, investment adviser, agent, or representative of any user. We do not solicit or negotiate on anyone's behalf, set or recommend a price, structure deals, draft or review purchase agreements, hold deposits or escrow, arrange financing, or handle closing. Any transaction happens off the Platform, directly between the parties and their own lawyers, accountants, lenders, and other advisors.
No fiduciary duty. Biz List is not your fiduciary, mandatary (agent), or advisor. No partnership, joint venture, agency, mandate, employment, or fiduciary relationship is created between you and Biz List or between you and any other user by these Terms or by your use of the Platform.
No transaction-based compensation. Our fees are flat fees for software features and information products (for example, a due diligence packet). Biz List does not charge or receive any commission, success fee, or other compensation based on whether a transaction closes, the price, or the amount of any investment.
3. Eligibility and Accounts
You must be at least 18 years old and able to enter into a binding contract. The Platform is for business use, not personal, family, or household use.
You must give accurate, current, and complete information and keep it updated.
You are responsible for keeping your login credentials secure and for all activity on your account. Tell us right away at ryan@joinbizlist.com if you suspect unauthorized use.
One person or entity per account, unless we agree otherwise in writing. You may not create an account for someone else without their authority or impersonate anyone.
We may refuse, suspend, or close accounts at our discretion, including to comply with law or protect users.
4. Seller Uploads, Data Extraction, and Valuations
Uploads. When you upload a tax return, financial statements, photos, or other materials ("Seller Materials"), you confirm that you are authorized to do so for the business named.
Extraction and AI. We use automated tools, including artificial intelligence and machine-learning services from third-party providers, to read and extract data from your uploads. Extraction can be wrong or incomplete. You must review the extracted data and confirm or correct it. You are responsible for the accuracy of the data you confirm.
Indicative valuation range only. The valuation range is a rough, automated estimate based on limited information, general assumptions, and models. It is NOT an appraisal, a business valuation by a credentialed appraiser, a fairness opinion, an offer, a tax or accounting opinion, or a prediction of what a buyer will pay. It may not be used for tax filings, lending, estate, divorce, litigation, SBA loan, or other official purposes. See the Valuation Disclaimer in Section 8.
5. Seller Opt-In to Matching
Matching is optional and off by default. If you opt in, you must accept the Seller Listing / Marketing Authorization Agreement. That agreement is a one-time authorization: we show an anonymized teaser to verified buyers, and then share your identifying and detailed information with any number of verified buyers who have accepted our Buyer Confidentiality and Non-Circumvention Agreement, without asking you to approve each buyer. You can choose which documents are shareable, keep an exclusion list of people or competitors you don't want contacted, and get notice when a buyer accesses your full details or buys a packet. You can revoke at any time going forward, but revocation does not undo information already disclosed to buyers, who remain bound by their confidentiality agreement.
6. Buyer Verification
To see opportunities, buyers must complete verification, which may include government ID, a bank or lender letter, proof of funds or financing capacity, and financial information such as credit score, net worth, and income. You authorize us and our verification service providers to review and validate this information. "Verified" means only that a buyer completed our process at a point in time. It is not a guarantee of identity, funds, financing, honesty, or ability or willingness to close. Sellers must independently confirm any buyer's ability to close.
7. Financing Readiness Tool
Our free financing readiness tool (including any "SBA-style readiness score") is an educational planning tool. It is NOT a loan application, pre-qualification, pre-approval, credit decision, commitment to lend, or offer of credit. Biz List is not a lender or loan broker. The score does not reflect the judgment of any lender, and lenders, including those participating in U.S. Small Business Administration programs, use their own criteria. Biz List is not affiliated with or endorsed by the U.S. Small Business Administration.
8. Valuation, AI, and Information Disclaimers
Valuations. Valuation ranges are indicative only, may be materially wrong, and are not appraisals. Actual value depends on many factors we do not know or evaluate, such as the condition of assets, contracts, real estate, customer concentration, legal issues, and market conditions.
AI-generated content. Parts of the Platform, including data extraction, summaries, teasers, valuations, readiness scores, and due diligence packets, are produced in whole or part by AI. AI output can contain errors, omissions, outdated information, or statements that sound confident but are false ("hallucinations"). You must not treat AI output as fact without independent checking.
User-provided information. Much of the information on the Platform comes from users. We do not audit, verify, or guarantee it, except for the limited buyer verification steps described above.
No professional advice. Nothing on the Platform is legal, tax, accounting, investment, financial, lending, or appraisal advice. Consult your own qualified advisors.
Your decisions. You alone are responsible for deciding whether to sell, buy, invest, lend, or borrow, and on what terms.
9. Your Representations and Promises
You represent and promise that:
all information you provide is true, accurate, and not misleading, and you will update it if it changes;
you have the right and authority to upload and share the materials you provide, including any tax returns, financial statements, and photos, and doing so does not violate any law, contract, confidentiality duty, or third party's rights;
if you are a seller, you are an owner or authorized representative of the business and have any consents needed from co-owners, members, partners, or spouses;
if you are a buyer, you are acting for yourself or an entity you are authorized to represent, and your verification documents are genuine;
you will comply with all applicable laws, including securities, licensing, privacy, anti-money-laundering, sanctions, and anti-discrimination laws;
you are not on any U.S. government sanctions or restricted-party list and are not acting for anyone who is; and
you will follow every confidentiality and non-circumvention agreement you accept on the Platform.
10. Acceptable Use
You will not: (a) scrape, copy, or bulk-download Platform data; (b) reverse engineer or interfere with the Platform or its security; (c) upload malware or false, forged, or stolen documents; (d) use the Platform to spam, harass, or defraud anyone; (e) contact a seller or buyer outside the Platform except as allowed by the applicable Additional Agreement; (f) use the Platform to offer or sell securities in violation of law; (g) share your account; or (h) use Platform content to train AI models or build a competing service.
11. Fees and Payment
Core seller features are free. Some features, such as due diligence packets, require payment of the fees shown at checkout and are governed by the Due Diligence Packet Purchase Terms. Payments are processed by our payment processor. Prices are in U.S. dollars and exclude applicable taxes unless stated. We may change prices going forward with notice; changes do not affect completed purchases.
12. Your Content and Our License
You keep ownership of the content you upload ("Your Content"). You give Biz List a non-exclusive, worldwide, royalty-free license to host, store, copy, process, analyze (including with AI service providers acting on our behalf), display, and share Your Content only as needed to operate and improve the Platform, as described in these Terms, the Additional Agreements, and our Privacy Policy. We will not use identifiable tax return data to train third-party AI models. We may create and use de-identified, aggregated data that does not identify you or your business.
13. Our Intellectual Property
The Platform, including software, design, models, text, and the Biz List name and logos, belongs to Biz List or its licensors. We give you a limited, revocable, non-transferable right to use the Platform under these Terms. Feedback you give us may be used freely without obligation to you.
14. Third-Party Services and Other Users
The Platform relies on third-party services (for example hosting, storage, AI, identity verification, and payments) and may link to third-party sites. We are not responsible for third parties or for other users' conduct, statements, or transactions. Disputes between users are between those users.
15. Disclaimer of Warranties
TO THE FULLEST EXTENT ALLOWED BY LAW, THE PLATFORM AND ALL CONTENT, VALUATIONS, SCORES, AND PACKETS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND ANY WARRANTY AGAINST REDHIBITORY DEFECTS UNDER LOUISIANA CIVIL CODE ARTICLES 2520 ET SEQ., TO THE EXTENT APPLICABLE. WE DO NOT PROMISE THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY MATCH OR TRANSACTION WILL OCCUR.
16. Limitation of Liability
TO THE FULLEST EXTENT ALLOWED BY LAW: (A) BIZ LIST AND ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DEALS, LOST DATA, OR LOSS OF BUSINESS VALUE, ARISING FROM OR RELATED TO THE PLATFORM, ANY VALUATION OR AI OUTPUT, ANY INTRODUCTION, OR ANY TRANSACTION OR DEALINGS BETWEEN USERS; AND (B) OUR TOTAL LIABILITY FOR ALL CLAIMS WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE OR ONE HUNDRED U.S. DOLLARS ($100).
Nothing in these Terms excludes or limits liability that cannot be limited by law, including, under Louisiana Civil Code article 2004, liability for intentional or gross fault or for physical injury.
17. Indemnity
You will defend, indemnify, and hold harmless Biz List and its members, managers, employees, contractors, and agents from any claims, losses, damages, liabilities, penalties, and expenses (including reasonable attorneys' fees) arising from: (a) Your Content or any information you provide; (b) your breach of these Terms or any Additional Agreement; (c) your violation of law or third-party rights; or (d) any transaction, negotiation, or dealing between you and another user. We may control the defense of any claim at our own cost, and you will cooperate.
19. Governing Law and Venue
These Terms are governed by the laws of the State of Louisiana, without regard to conflict-of-law rules, and by applicable federal law. The exclusive venue for any lawsuit is the Civil District Court for the Parish of Orleans, State of Louisiana, or the United States District Court for the Eastern District of Louisiana, and you and Biz List consent to personal jurisdiction there.
20. Termination
You may close your account at any time. We may suspend or end your access at any time if we believe you violated these Terms or to protect users or comply with law. Sections that by their nature should survive (including 2, 8, 9, 12–19, and all confidentiality and non-circumvention obligations) survive termination.
21. Changes to These Terms
We may update these Terms. We will post the new version with a new "Last Updated" date and, for material changes, give reasonable notice (for example by email or in-app notice). Continued use after the effective date of changes means you accept them. If you do not agree, stop using the Platform.
22. Electronic Communications and Signatures
You agree to receive notices and agreements electronically and agree that clicking "I agree," checking a box, or similar actions are your electronic signature and have the same effect as a handwritten signature under the Louisiana Uniform Electronic Transactions Act (La. R.S. 9:2601 et seq.) and the federal E-SIGN Act. You may request a copy of any agreement you accepted at ryan@joinbizlist.com.
23. General
These Terms, the Additional Agreements, and the Privacy Policy are the entire agreement between you and Biz List about the Platform. If any part is unenforceable, the rest remains in effect and the unenforceable part will be enforced to the fullest extent allowed. Our failure to enforce a right is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, sale, or reorganization. Headings are for convenience only.
24. Contact
JOIN BIZ LIST LLC d/b/a Biz List, 3908 Perrier Street, New Orleans, LA 70115. Email: ryan@joinbizlist.com.