JOIN BIZ LIST LLC d/b/a Biz List
Version 0.3 · Last updated October 15, 2026
Effective Date: October 15, 2026 — Last Updated: October 15, 2026
Short version (on-screen, near the number)
Indicative estimate only — not an appraisal. This range is an automated estimate generated in part by AI from the information you provided and confirmed. It is not an appraisal, an offer, or a prediction of what a buyer will pay, and it should not be used for tax, lending, legal, estate, divorce, or other official purposes. Talk to a qualified valuation professional, CPA, or attorney before making decisions.
Full version (expander)
This indicative valuation range was generated automatically by Biz List using the tax return data and any financial information you uploaded and confirmed, general industry multiples, and assumptions built into our models, some of which use artificial intelligence. It has not been prepared, reviewed, or signed by a credentialed appraiser and does not follow the Uniform Standards of Professional Appraisal Practice (USPAP) or any other professional valuation standard. Biz List has not audited or verified your information, inspected your business, or considered many factors that affect value, such as working capital, debt, real estate, equipment condition, contracts, customer concentration, owner dependence, legal or tax issues, deal structure, financing availability, and market conditions. Actual sale prices can be materially higher or lower than this range, and a sale may not be possible at all. Biz List is not a business broker, appraiser, or financial advisor, and this range is not legal, tax, accounting, or investment advice. Your use of this estimate is subject to the Biz List Terms of Service.
Financing readiness tool companion line
Planning tool only — not a loan approval. Your readiness score is an educational estimate. It is not a loan application, pre-qualification, or credit decision, and Biz List is not a lender. Biz List is not affiliated with or endorsed by the U.S. Small Business Administration. Lenders use their own criteria.
Where each agreement or disclosure is presented and accepted in the user flow. Every acceptance should be logged (user ID, entity, timestamp, IP, document version) and a copy emailed.
#: 1
Who: All users
Agreement / disclosure presented: Terms of Service (incl. no-broker, no-fiduciary); Privacy Policy
How accepted: Unchecked checkbox + "Create Account" button; links open full text
Gate (what it unlocks): Account access
#: 2
Who: Seller
Agreement / disclosure presented: AI-extraction notice; authority-to-upload confirmation
How accepted: Checkbox: "I am authorized and I have reviewed/confirmed the data"
Gate (what it unlocks): Valuation run
#: 3
Who: Seller
Agreement / disclosure presented: Valuation Disclaimer Block (Part A)
How accepted: Displayed (no click needed)
Gate (what it unlocks): View/export valuation
#: 4
Who: Seller
Agreement / disclosure presented: Seller Listing / Marketing Authorization Agreement — blanket consent to share teaser + full details with any number of NDA-signed Verified Buyers; shareable-document selection; optional Exclusion List; one-time teaser preview
How accepted: Plain-language blanket-consent statement + checkbox + "I Agree and Opt In to Matching"
Gate (what it unlocks): Teaser live; full details auto-available to NDA-signed, non-excluded buyers. No per-buyer approval.
#: 5
Who: Buyer
Agreement / disclosure presented: Verification consent (ID, bank letter, credit score, net worth, income); Privacy Policy reminder
How accepted: Checkbox + "Submit for Verification"
Gate (what it unlocks): "Verified Buyer" status; access to anonymized teasers
#: 6
Who: Verified Buyer
Agreement / disclosure presented: Short confidentiality reminder (teasers are confidential; no attempts to identify Sellers)
How accepted: Banner / one-time acknowledgment
Gate (what it unlocks): Browse anonymized teasers
#: 4a
Who: Seller
Agreement / disclosure presented: Review Notice: packet ready for review; auto-release disclosure; reminder 48 hours before auto-release
How accepted: Seller clicks "Approve Packet" (releases immediately), or no action (auto-release after 5 calendar days)
Gate (what it unlocks): Packet available for purchase by eligible buyers; no per-sale approval
#: 7
Who: Verified Buyer (not on Exclusion List)
Agreement / disclosure presented: Buyer Confidentiality & Non-Circumvention Agreement (no-contact, non-solicit, geographic restrictions, Seller third-party-beneficiary rights)
How accepted: Unchecked checkbox + "I Agree — Show Details"; per-listing acceptance
Gate (what it unlocks): Full details shown immediately; Seller notified of access (no approval step)
#: 8
Who: NDA-signed Verified Buyer
Agreement / disclosure presented: Due Diligence Packet Purchase Terms; AI/no-reliance acknowledgment; refund policy
How accepted: Checkbox acknowledgment + "Pay" button
Gate (what it unlocks): Released packet delivered (unreleased: delivered on release, ≤5 days; cancel = refund); Seller notified of purchase
#: —
Who: Seller
Agreement / disclosure presented: Revoke going forward; pause; edit shareable documents; add to Exclusion List; view buyer-access log
How accepted: Account settings
Gate (what it unlocks): Takes effect for new disclosures within 1 business day
#: —
Who: Any user
Agreement / disclosure presented: Readiness tool disclaimer (Part A companion line)
How accepted: Displayed with result
Gate (what it unlocks): Readiness score
Flow in one line: Signup (ToS + Privacy) → Upload & confirm → Valuation (Disclaimer) → Seller opt-in (Listing Authorization) → Packet review (approve, or auto-release after 5 days) → Buyer verification (consent) → Teaser (confidentiality reminder) → Accept Buyer NDA → Full details (Seller notified) → Checkout (Packet Terms; Seller notified) → Parties close off-platform with their own advisors.
We are learning quickly, so all feedback is helpful!